A hit-and-run bicycle accident can be a traumatic and overwhelming experience. Not only are you dealing with physical and emotional distress, but the uncertainty of not knowing who caused the accident can add to the stress. Understanding the steps to take after a hit-and-run and knowing your rights as a cyclist can help protect you and strengthen your claim for compensation. Here’s what you should do if you’re involved in a hit-and-run bicycle accident.
1. Ensure Your Safety and Seek Immediate Medical Attention
Your health and safety are the top priorities. Move to a safe location away from traffic if you can, and check yourself for any injuries. Even if your injuries seem minor, it’s important to get medical attention as soon as possible. Some injuries may not show symptoms immediately but could become more serious over time. Prompt medical care ensures your well-being and creates a medical record that can be used as evidence later.
2. Call 911 and Report the Accident
Report the hit-and-run accident to law enforcement right away. Provide them with as much information as possible about the incident, including:
- The make, model, and color of the vehicle that hit you
- Any details about the driver (e.g., appearance, behavior)
- The direction the vehicle was heading after the accident A police report is an essential piece of documentation for any potential insurance or legal claim.
3. Gather Evidence at the Scene
If you’re able, collect evidence from the accident scene. This includes:
- Photos and videos: Take photos of your bike, any damage, the road conditions, and any visible injuries. Video footage can be helpful if there are skid marks, traffic signs, or nearby intersections that show the layout of the scene.
- Witness contact information: If there were any witnesses, ask for their names and contact details. Their statements can provide valuable support for your case and help establish the facts of the accident.
- Nearby cameras: Look around for any security cameras or traffic cameras that may have captured the accident. This footage can sometimes be obtained with the help of an attorney or law enforcement.
4. Document Your Recollection of Events
As soon as possible, write down your own account of what happened. Include details about the time, location, and weather conditions. The more specific you are, the more useful your account will be when building your case. Memories can fade over time, so documenting the incident while it’s fresh in your mind is crucial.
5. Notify Your Insurance Company
Contact your insurance company and report the hit-and-run. Even if the at-fault driver isn’t immediately identified, your own policy may include coverage options that can help. In California, uninsured/underinsured motorist coverage often extends to hit-and-run cases. Review your policy or consult with an insurance agent to understand what coverage applies.
6. File a Claim Under Uninsured Motorist Coverage
If the at-fault driver is not located, you can file a claim under your uninsured motorist (UM) coverage, if you have it. UM coverage is designed to cover damages and injuries when the responsible party is unknown or does not have insurance. This type of claim can help you recover compensation for:
- Medical expenses
- Lost wages
- Pain and suffering
- Property damage to your bike
7. Stay in Touch with Law Enforcement
Follow up with the police department handling your case to stay updated on any progress in identifying the hit-and-run driver. While some hit-and-run cases remain unsolved, law enforcement may uncover leads that can help locate the responsible party.
8. Consult with a Bicycle Accident Lawyer
Navigating the complexities of a hit-and-run case can be challenging. An experienced bicycle accident lawyer can help you:
- Investigate further: Attorneys have resources to gather additional evidence, such as accessing security camera footage or working with accident reconstruction experts.
- Communicate with your insurance company: Lawyers ensure that your claim is handled properly and advocate for your best interests, especially if your insurance company tries to minimize the payout.
- Pursue compensation: If the at-fault driver is identified, your lawyer can help file a claim against their insurance or take legal action if necessary.
9. Avoid Speaking with Adjusters Without Legal Counsel
Insurance adjusters may contact you after the accident, but remember that their goal is to minimize the payout. Avoid giving any recorded statements or accepting quick settlements without consulting with a lawyer. Your attorney can handle all communications and negotiations to ensure you receive fair compensation.
10. Focus on Your Recovery
Dealing with a hit-and-run accident is stressful, and your health and well-being should remain your priority. Follow through with medical treatment, physical therapy, and any recommended care to support your recovery. Keeping detailed records of your treatments and expenses will strengthen your case and help maximize your compensation.
Final Thoughts
Hit-and-run bicycle accidents are challenging and emotionally draining, but knowing what steps to take can help protect your rights and improve your chances of receiving fair compensation. Working with a skilled bicycle accident lawyer ensures that you have the legal support needed to navigate the complexities of the case and focus on your recovery.
If you or a loved one has been injured in a hit-and-run bicycle accident, reach out to our experienced team of bicycle accident lawyers for a free consultation. We’ll guide you through the legal process and work tirelessly to pursue justice and the compensation you deserve.
